California Insights

Which Flood Zone Requires Flood Insurance?

Key Takeaways High-risk zones require coverage: If your home sits in a FEMA zone that begins with A (A, AE, AH, AO,...

Key Takeaways Most California homeowners pay roughly $500 to $2,000 per year for flood insurance, with low-risk zones...

Key Takeaways Lenders require coverage equal to the lesser of your loan balance, your home's replacement cost value...

Key Takeaways The NFIP does not cover loss of use. A FEMA flood policy pays nothing toward a hotel, rental, or extra...

Key Takeaways Yes—flood insurance can drop you, but mid-term cancellation is rare. The far more common path is...

Key Takeaways A standard NFIP flood policy does not pay for additional living expenses (a hotel and meals while your...

By Aaron J. Farmer Can Flood Insurance Be Sold Anywhere? Dreaming of snagging flood coverage, no matter where your...

The government program, NFIP (National FLood Insurance Program) is running in debt. You and I are subsidizing people...

The Head of FEMA recently announced that rates in the NFIP or National Flood Insurance Program are going up. The...

Key Takeaways Flood Zone X is a low-to-moderate risk zone — outside FEMA's high-risk Special Flood Hazard Area, so...

President Obamahas signed into law a $9.7 billion bill to pay flood insurance claims from Superstorm Sandy. The law...

Need for Flood Insurance California Floods pose a severe threat to California, but only a few residents prefer to...