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Why are you paying for everyones flood insurance?

ChartThe government program, NFIP (National FLood Insurance Program) is running in debt. You  and I are subsidizing people living on the coastline..However, if you do have to pay for flood insurance you may as well pay the least amount possible.

http://news.yahoo.com/why-paying-everyones-flood-insurance-231731089.html

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